================================================================================
RED HELM CANADA LTD. - CLIENT TERMS, ADVISOR DISCLOSURE, AND PRIVACY STATEMENT
================================================================================
Red Helm Canada Ltd.
300 - 116 Albert Street, Ottawa, Ontario, K1P 5G3
Toll-free: 1.866.230.5565 |
[email protected] | redhelm.ca
Last updated: May 25th 2026
--------------------------------------------------------------------------------
ABOUT THIS DOCUMENT AND YOUR ACKNOWLEDGEMENT
--------------------------------------------------------------------------------
This document is a single, combined set of disclosures and terms that govern
your relationship with Red Helm Canada Ltd. ("Red Helm," "we," "us," or
"our") when you visit redhelm.ca, request a quote, request information,
submit a form, speak with one of our licensed advisors, or apply for any
insurance product through us. It is made up of three parts:
PART A - ADVISOR DISCLOSURE STATEMENT - required to be given to every
prospective client under section 15 and 16 of Ontario Regulation
347/04 made under the Insurance Act (Ontario), and equivalent
rules in every other Canadian province and territory.
PART B - TERMS OF USE - governs your use of the redhelm.ca website and
any related digital tool or application we operate.
PART C - PRIVACY STATEMENT - explains what personal information we
collect, why we collect it, how we use and share it, and the
rights you have over it under the Personal Information Protection
and Electronic Documents Act (PIPEDA) and substantially similar
provincial privacy laws.
By checking the acknowledgement box on any Red Helm form and submitting
that form, you confirm that you have read, understood, and agreed to all
three parts of this document as they apply to you. Please read carefully
and keep a copy for your records. You can also request a copy at any time
by emailing
[email protected].
================================================================================
PART A - ADVISOR DISCLOSURE STATEMENT
================================================================================
WHY YOU ARE RECEIVING THIS DISCLOSURE
Under section 15 and 16 of Ontario Regulation 347/04 made under the
Insurance Act (Ontario), and equivalent rules in every other Canadian
province and territory, a licensed life and accident & sickness insurance
agent must give every prospective client a written disclosure that
explains:
- the agent's licensing status and jurisdiction;
- the insurance companies the agent represents;
- how the agent is compensated; and
- any actual or potential conflict of interest.
Red Helm Canada Ltd. provides this Advisor Disclosure to meet that
obligation and to help you make an informed decision before purchasing any
insurance product or accepting any recommendation from us.
A1. YOUR ADVISOR
Advisor name: Stephane Perron
Title: Health Benefits Specialist
Firm: Red Helm Canada Ltd.
Address: 300 - 116 Albert Street, Ottawa, Ontario, K1P 5G3
Email:
[email protected]
Direct: (613) 704.6160
Office: (866) 230.5565 ext. 101
A2. LICENSING
Stephane Perron holds the following active life and accident & sickness
insurance licences:
Ontario - Life and Accident & Sickness - Licence #09110687 - Active
British Columbia - Life and Accident & Sickness - Licence #LIC-2024-0049171-R01 - Active
You can verify these licences directly with each regulator:
- Ontario - Financial Services Regulatory Authority of Ontario (FSRA)
public registry: fsrao.ca
- British Columbia - Insurance Council of British Columbia:
insurancecouncilofbc.com
Red Helm Canada Ltd. only conducts insurance activities in jurisdictions
where it and the responsible advisor are properly licensed.
A3. PRODUCTS AND SERVICES WE ARE LICENSED TO OFFER
Within the scope of our licensing, we provide advice and place the
following insurance products:
- Individual and group life insurance (term, whole life, universal life)
- Individual and group accident and sickness insurance, including
health, dental, disability, and critical illness
- Travel insurance (individual, group, expatriate, international)
- Group benefits programs, including Administrative Services Only (ASO)
arrangements
- Health Spending Accounts and Health & Wellness Spending Accounts
- Long-term care insurance
Investment and segregated fund products (segregated funds, GMWBs, GMLBs,
RRSPs, TFSAs, RRIFs, LIRAs, LIFs, RDSPs, RESPs, pooled funds, private
portfolio management, and bank products) are offered ONLY BY REFERRAL to
licensed mutual fund dealing representatives, securities-registered
individuals, or appropriately licensed institutions. We are not registered
as a dealing representative under the Securities Act and will not provide
securities advice.
If a product you are interested in falls outside our licensing, we will
tell you and, where possible, refer you to a licensed professional who
can help.
A4. COMPANIES WE REPRESENT
Red Helm Canada Ltd. is an INDEPENDENT BROKERAGE. We are not an employee,
captive agent, or exclusive representative of any single insurance
company.
We hold direct or MGA-mediated distribution contracts with a range of
Canadian life, health, and travel insurance carriers, including (current
as of last update):
21st Century Travel Insurance, Allianz Global Assistance, Assumption
Life, Azimuth Risk Solutions, Beneva, BMO Life Insurance, Canada Life,
Canada Protection Plan, CanAm Insurance, Cigna Global, Desjardins
Financial Security, Destination Travel Group, Edge Benefits, Empire
Life, Equitable Life, Foresters Financial, GMS (Group Medical
Services), Green Shield Canada, HotSpot Cover, Humania Assurance,
Industrial Alliance, IMG Global, ivari, JF Insurance, Manulife, MSH
International, myHSA, Ontario Blue Cross, Pacific Blue Cross, RBC
Insurance, RIMI Secure Travel, SLI (Specialty Life Insurance), Sun
Life, TourMed, Travelance, Trawick International, TUGO, UV Insurance,
Wawanesa Life
The list above changes as we add or end contracts. A current list of
carriers we are contracted with at the time of your application is
available on request by emailing
[email protected].
A5. MANAGING GENERAL AGENCIES, THIRD PARTY ADMINISTRATORS, AND OTHER
DISTRIBUTION PARTNERS
In Canada, life and health insurance is typically distributed through
Managing General Agencies (MGAs), Third Party Administrators (TPAs), or
Third Party Payors (TPPs). These entities sit between the advisor and the
insurer and may handle contracting, commissions, compliance support, and
administration.
Red Helm Canada Ltd. has contracts with the following MGAs, TPAs, and
TPPs:
- Benefits by Design
- Edge Benefits
- Financial Horizons Group
- Group Benefitz
- People Corporation
- SBIS - Special Benefits Insurance Services
- Simply Benefits
- The Benefits Trust
WHAT THIS MEANS FOR YOU: when you apply for an insurance product through
us, the MGA or TPA used for that product will receive your personal
information (your application, medical disclosures, and ongoing policy
information) as part of the underwriting and administration process. The
MGA or TPA does NOT participate in the needs analysis or product
recommendation - that is the role of your advisor.
A6. HOW WE ARE PAID
Red Helm Canada Ltd. and Stephane Perron are compensated in the following
ways:
1. First-year commissions paid by the insurance company when a policy
is issued.
2. Renewal or service commissions paid for as long as a policy remains
in force.
3. Override or bonus commissions that may be paid by an insurer, MGA,
TPA, or TPP based on the overall volume or persistency of business
placed with them. These are a portion of, not in addition to, the
commissions in points 1 and 2.
4. Referral fees in cases where we refer you to another licensed
professional or partner and that arrangement permits referral
compensation. Any referral fee will be disclosed to you specifically
at the time of the referral.
5. Service or consulting fees in limited cases (for example, group
benefit plan design work) where a fee-for-service arrangement is
agreed in writing in advance.
We do not charge clients any direct fee for individual life, health, or
travel insurance recommendations. You do not pay us out of pocket for
advice on those products.
IMPORTANT: because compensation can vary between insurance companies and
between products, there is an inherent potential conflict of interest.
We manage that conflict by:
- selecting products based on a documented needs analysis;
- explaining the rationale for our recommendation in writing (a
"reason why" letter);
- never recommending a product solely because it pays more; and
- disclosing any specific compensation differences if you ask us to.
You may ask us at any time, in writing, for the specific compensation
structure on a product we have recommended, and we will provide it.
A7. CONFLICT OF INTEREST DISCLOSURE
We are required under O. Reg. 347/04, s. 16 to disclose any conflict of
interest, or potential conflict of interest, that a reasonable client
would consider relevant to the recommendation being made.
The following relationships and activities apply to Stephane Perron and
Red Helm Canada Ltd.:
- COMMON OWNERSHIP: Stephane Perron holds an ownership interest in Red
Helm Canada Ltd.
- OTHER BUSINESS ACTIVITIES: Stephane Perron is also licensed in
property and casualty insurance through BrokerTeam Insurance.
Property and casualty business is conducted separately from Red Helm
Canada Ltd. and is not part of the services offered under this
Advisor Disclosure.
- VOLUME-BASED COMPENSATION: as described in section A6, some MGA,
TPA, or insurer compensation depends on aggregate business volume,
which could in theory incentivize directing business to a particular
carrier. We mitigate this by basing recommendations on documented
needs.
- REFERRAL RELATIONSHIPS: where we refer you to a third party (for
example, an investment advisor, a property and casualty broker, or a
legal/accounting professional), we may or may not receive a referral
fee. If we do, we will disclose it to you in writing before the
referral is made.
A7a. AFFILIATE PROGRAM
Red Helm Canada Ltd. operates an AFFILIATE PROGRAM under which third
parties ("Affiliates") may refer prospective clients to us through a
tracked link, code, form, or other identifier. The full terms governing
Affiliates are set out in the separate Red Helm Canada Affiliate Program
Agreement and Affiliate Program Disclosure, both available at redhelm.ca.
For the purposes of this Advisor Disclosure, you should understand the
following:
- YOU MAY HAVE ARRIVED HERE THROUGH AN AFFILIATE. If you reached Red
Helm through a link, referral code, QR code, embedded form, landing
page, advertisement, content piece, podcast, social media post,
email, or other channel operated by an Affiliate, that Affiliate may
receive compensation from Red Helm in connection with your visit,
application, or any policy that is ultimately issued.
- HOW AFFILIATES ARE PAID. Affiliate compensation may take the form of
a one-time referral fee, a per-lead or per-application fee, a
percentage of first-year commission, an ongoing share of renewal
commission, a flat marketing fee, or a combination of these. The
specific structure depends on the agreement between Red Helm and the
individual Affiliate.
- AFFILIATES ARE NOT YOUR ADVISOR. Affiliates are NOT licensed to
provide insurance advice on behalf of Red Helm and are contractually
prohibited from doing so. Affiliates do not conduct needs analysis,
recommend specific products, complete applications, bind coverage, or
hold themselves out as licensed insurance agents. All licensed
insurance activity is performed by Red Helm and its appropriately
licensed advisors.
- NO ADDITIONAL COST TO YOU. Affiliate compensation is paid by Red
Helm out of its own commission revenue. You do not pay anything
extra because you were referred through an Affiliate, and your
premium is not increased as a result.
- THE POTENTIAL CONFLICT. Because Affiliate compensation creates a
financial incentive for Affiliates to send traffic and leads to Red
Helm, there is a potential conflict of interest. Red Helm manages
this by (i) restricting what Affiliates may say about insurance
products in their marketing, (ii) requiring Affiliates to identify
themselves as affiliates of Red Helm and not as advisors, (iii)
basing every policy recommendation on a documented needs analysis
conducted by a licensed Red Helm advisor regardless of how you were
referred, and (iv) auditing Affiliate communications for compliance
with applicable advertising and insurance conduct rules.
- YOU CAN ASK WHO REFERRED YOU. At any time, you may ask in writing
whether an Affiliate received or will receive compensation in
connection with your file, and we will tell you.
Red Helm does not accept Affiliate referrals from any person whose
participation in insurance distribution would require a licence they do
not hold. If you suspect an Affiliate has described an insurance product
to you in a way that goes beyond marketing or has held themselves out as
a licensed advisor, please email
[email protected].
If a new conflict arises during our relationship with you, we will
disclose it at the earliest opportunity.
A8. ERRORS AND OMISSIONS (E&O) INSURANCE
Red Helm Canada Ltd. and Stephane Perron maintain professional liability
(E&O) insurance that meets or exceeds the minimum coverage required under
section 13 of O. Reg. 347/04 ($1,000,000 per occurrence / $2,000,000
aggregate, including coverage for fraudulent acts). Current policy
details are available on request.
A9. REGULATORS AND CONSUMER PROTECTION BODIES
Stephane Perron and Red Helm Canada Ltd. are subject to oversight by:
- Financial Services Regulatory Authority of Ontario (FSRA) - Ontario
- BC Financial Services Authority (BCFSA) / Insurance Council of
British Columbia - British Columbia
Industry-wide, the following bodies may be relevant to you:
- Canadian Council of Insurance Regulators (CCIR)
- Office of the Superintendent of Financial Institutions (OSFI) -
federal solvency oversight
- Assuris - life and health insurance policyholder protection
- OmbudService for Life & Health Insurance (OLHI) - independent
complaint resolution
- Financial Consumer Agency of Canada (FCAC)
- Travel Health Insurance Association of Canada (THIA)
- Insurance Bureau of Canada (IBC)
If you have a complaint we cannot resolve, you may contact the
OmbudService for Life & Health Insurance at olhi.ca or 1-888-295-8112,
or the regulator in your province.
================================================================================
PART B - TERMS OF USE
================================================================================
B1. ABOUT THESE TERMS
These Terms of Use ("Terms") govern your access to and use of the website
at redhelm.ca, any subdomain, and any downloadable application, mobile
interface, or digital tool operated by Red Helm Canada Ltd.
(collectively, the "Site").
By accessing or using the Site, you agree to be bound by these Terms. If
you do not agree, please do not use the Site.
We may update these Terms from time to time. The current version is
always posted on the Site with a "last updated" date. Material changes
will be brought to your attention where reasonably practical.
B2. ELIGIBILITY
You must be the age of majority in your province or territory of
residence to use the Site. By using the Site you confirm that you meet
this requirement.
B3. AVAILABILITY OF PRODUCTS AND SERVICES
All insurance products and services described on the Site:
- are offered only in Canadian provinces and territories where they
may lawfully be sold;
- are only offered by individuals or firms appropriately licensed in
your jurisdiction; and
- are subject to the full terms of the applicable insurance policy,
application, and any related contract.
Nothing on the Site constitutes an offer to sell or a solicitation to
buy any product in a jurisdiction where doing so would be unlawful.
B4. INFORMATION ON THE SITE IS NOT ADVICE
The Site is published for general information purposes. It is NOT
personal financial, insurance, tax, legal, or accounting advice and
should not be relied on as a substitute for advice from a licensed
professional who understands your specific situation.
Before purchasing any insurance product through the Site, we strongly
recommend you speak with a licensed Red Helm advisor (or another
qualified professional of your choosing). To speak with an advisor at no
cost, email
[email protected] or use the Contact form on the Site.
If you choose to purchase a product through the Site without first
speaking with an advisor, you confirm that you had the opportunity to do
so, declined that opportunity, and accept responsibility for selecting a
product that meets your needs.
B5. SITE AVAILABILITY AND CHANGES
We make reasonable efforts to keep the Site available, but we do not
guarantee uninterrupted access. The Site may be unavailable from time to
time for maintenance, updates, security work, or other reasons. We may
also add, remove, or change features of the Site at any time.
B6. ACCEPTABLE USE
When using the Site, you agree that you will not:
- submit information that is false, misleading, defamatory,
discriminatory, abusive, or that infringes on the rights of any
person;
- attempt to gain unauthorized access to the Site, our systems, or any
other user's account;
- use the Site to transmit malware, conduct security testing without
permission, or interfere with the operation of the Site;
- copy, scrape, reproduce, or redistribute content from the Site for
commercial purposes without our written permission; or
- use the Site in any way that breaches applicable law.
B7. INTELLECTUAL PROPERTY
All content on the Site - including text, graphics, logos, images,
software, and the "Red Helm" name and marks - is owned by or licensed to
Red Helm and is protected by Canadian and international intellectual
property law. You may view and print pages from the Site for your
personal, non-commercial use. All other uses require our prior written
permission.
B8. THIRD-PARTY WEBSITES, SERVICES, AND TOOLS
The Site may link to or integrate with services, tools, or content
provided by third parties (for example, insurance carrier portals,
quoting engines, identity verification providers, or administrators).
- Third-party services are subject to that third party's own terms of
use and privacy policies, which you should review separately.
- Third-party services are provided on an "as is" and "as available"
basis without warranty of any kind, except as required by applicable
consumer protection law.
- The listing of a third party on the Site is not an endorsement of
that third party's products or services.
We are not responsible for the content, accuracy, operation, or
availability of third-party websites or services that we do not control.
B9. ELECTRONIC COMMUNICATIONS
By providing your email address, phone number, or other contact details,
you consent to receive electronic communications from us related to the
services you have requested. You may withdraw consent for non-essential
communications at any time by emailing
[email protected].
We use reasonable safeguards (including encryption in transit) to protect
electronic communications, but no transmission over the Internet is
fully secure. You acknowledge that residual risk exists when sending
sensitive information electronically.
B10. LIMITATION OF LIABILITY
To the maximum extent permitted by law, Red Helm is not responsible for
losses arising from:
- inaccurate or incomplete information provided to us by you or a
third party;
- actions or omissions of insurance carriers, MGAs, TPAs, or other
third parties outside our control;
- decisions you make to purchase, decline, modify, or cancel coverage
without first obtaining appropriate professional advice;
- temporary unavailability of the Site; or
- unauthorized access to information transmitted over the Internet.
Nothing in these Terms limits liability for fraud, gross negligence, or
any liability that cannot be limited or excluded under applicable law
(including consumer protection legislation).
B11. GOVERNING LAW
These Terms are governed by the laws of the Province of Ontario and the
federal laws of Canada applicable in Ontario. Any dispute relating to
the Site or these Terms will be resolved in the courts of Ontario,
subject to any consumer protection legislation that gives you the right
to bring proceedings in the courts of your province or territory of
residence.
B12. CONTACT
Questions about these Terms can be sent to
[email protected] or by mail to:
Red Helm Canada Ltd.
Attn: Legal & Compliance
300 - 116 Albert Street
Ottawa, Ontario K1P 5G3
================================================================================
PART C - PRIVACY STATEMENT
================================================================================
C1. OUR COMMITMENT
Red Helm Canada Ltd. is committed to protecting the privacy and security
of your personal information. This Privacy Statement explains what
personal information we collect, why we collect it, how we use and share
it, and the rights you have over it.
We handle personal information in accordance with:
- the federal Personal Information Protection and Electronic Documents
Act (PIPEDA);
- substantially similar provincial private-sector privacy laws where
they apply (including Quebec's Act respecting the protection of
personal information in the private sector, BC's PIPA, and Alberta's
PIPA);
- the Insurance Act of the province in which you reside; and
- the privacy guidance issued by the Canadian Council of Insurance
Regulators (CCIR) and the Financial Services Regulatory Authority of
Ontario (FSRA).
C2. WHAT PERSONAL INFORMATION WE COLLECT
Depending on the product or service you ask about, we may collect:
- IDENTIFICATION INFORMATION - name, date of birth, address, phone,
email, government-issued ID where required for insurer underwriting
or anti-money-laundering purposes.
- FINANCIAL INFORMATION - income, employment, banking details for
premium collection, beneficiary information.
- HEALTH INFORMATION - medical history, current medications, treatment
details, and other health information needed to underwrite life,
health, disability, critical illness, or travel insurance.
- FAMILY / DEPENDENT INFORMATION - where the product covers a spouse
or dependents.
- CLAIMS INFORMATION - where you submit a claim, including supporting
medical or other documentation.
- INTERACTION INFORMATION - records of meetings, emails, and other
communications with us.
- WEBSITE INFORMATION - IP address, browser type, pages visited, and
similar technical information when you use our Site (see section C9).
We only collect personal information that is reasonably necessary for
the purposes described below.
C3. WHY WE COLLECT, USE, AND DISCLOSE PERSONAL INFORMATION
Personal information may be collected, used, and disclosed only as
necessary to:
- assess your insurance needs;
- prepare quotations and recommendations;
- submit applications to insurance carriers for underwriting;
- administer policies that are issued (including premium collection,
beneficiary changes, renewals, and cancellations);
- process and adjudicate claims;
- respond to your questions and provide ongoing service;
- meet our regulatory, tax, anti-money-laundering, and record-keeping
obligations;
- detect and prevent fraud or misuse; and
- where you have consented, send you information about products or
services we believe may interest you.
C4. WHO WE MAY SHARE PERSONAL INFORMATION WITH
To deliver the services you request, we may share personal information
with:
- the INSURANCE COMPANY (or companies) underwriting or issuing your
policy;
- the MGA, TPA, or TPP that administers the product (see Part A,
section A5 for the current list of partners);
- REINSURERS participating in the risk;
- DRUG POOLING ENTITIES required for group benefit plans;
- HEALTH CARE PROVIDERS, PHARMACIES, AND LABORATORIES where required
for underwriting or claims;
- INVESTIGATIVE SERVICE PROVIDERS retained by an insurer to verify
claims;
- TECHNOLOGY SERVICE PROVIDERS (such as cloud hosting, document
storage, e-signature, and customer relationship management systems)
that operate under contractual confidentiality and security
obligations;
- REGULATORS, COURTS, AND LAW ENFORCEMENT where we are legally
required to disclose;
- REFERRAL PARTNERS where you have asked us to refer you and you have
consented to the disclosure; and
- AFFILIATES in the Red Helm Affiliate Program, who may receive
limited information confirming whether a referral they originated
resulted in a paid lead, application, or issued policy (for the
purpose of calculating their compensation). Affiliates do not
receive your medical, financial, or application content. The full
terms of the Affiliate Program, including the limited data shared
with Affiliates, are described in the Red Helm Canada Affiliate
Program Disclosure at redhelm.ca.
We do NOT sell your personal information. We do not share your personal
information for purposes unrelated to those listed above without your
consent.
C5. GROUP BENEFITS - ADDITIONAL ACKNOWLEDGEMENTS
If you are enrolling in a group benefits plan through Red Helm, you
acknowledge that:
- claims under the group policy may be submitted through you as the
plan member;
- we may exchange information about those claims with you or anyone
you authorize (including a spouse or dependent) for the purpose of
confirming eligibility and managing the claim;
- if you are enrolling a spouse or dependents, you confirm that you
are authorized to provide their information for the same purposes;
and
- misrepresentation, fraud, claim falsification, tampering with
documents, or claiming for goods or services not actually received
may result in immediate termination of coverage by the insurer.
C6. CROSS-BORDER TRANSFERS
Some of our service providers, insurers, or reinsurers may be located
outside Canada (most commonly in the United States or the European
Union). Personal information transferred to or stored in another country
may be accessed by the courts, law enforcement, or national security
authorities of that country.
We take reasonable contractual and technical steps to protect personal
information when it is transferred outside Canada.
C7. HOW LONG WE KEEP PERSONAL INFORMATION
We retain personal information only as long as needed for the purposes
described above and to meet our legal, regulatory, and contractual
record-keeping obligations.
For most insurance files, this means retention for at least the minimum
period required by FSRA, the relevant insurer, and the Limitations Act,
2002 (Ontario) or equivalent legislation in your province - typically
seven years after the file is closed, and longer where claims or
litigation are involved.
When personal information is no longer required, we destroy, erase, or
anonymize it using secure methods.
C8. SAFEGUARDS
We protect personal information using:
- encryption of data in transit and, where reasonably practicable, at
rest;
- access controls limiting personal information to staff and partners
who need it;
- secure document handling and storage;
- contractual confidentiality and security commitments with service
providers;
- staff training on privacy and information security; and
- ongoing review of our IT risk management practices consistent with
FSRA's IT Risk Management Guidance.
Despite these safeguards, no system is completely secure. We will notify
affected individuals and relevant regulators of any material privacy
breach as required by PIPEDA and applicable provincial law.
C9. COOKIES AND SITE ANALYTICS
The Site may use cookies and similar technologies to recognize repeat
visitors, remember preferences, and measure how the Site is used. You
can disable cookies in your browser, but some features of the Site may
not work properly without them.
C10. YOUR RIGHTS
Subject to legal exceptions, you have the right to:
- ACCESS the personal information we hold about you;
- REQUEST CORRECTION of inaccurate or incomplete information;
- WITHDRAW CONSENT to certain uses or disclosures (which may affect
our ability to continue providing you with services);
- REQUEST DELETION of personal information that is no longer needed
for the purposes for which it was collected; and
- FILE A COMPLAINT with our Privacy Officer or with the Office of the
Privacy Commissioner of Canada or the privacy regulator in your
province.
We will respond to requests within 30 DAYS of receipt, or notify you
within that period if more time is needed (as permitted by PIPEDA).
C11. HOW TO REACH OUR PRIVACY OFFICER
Privacy Officer: Red Helm Canada Ltd.
Email:
[email protected]
Mail: Privacy Officer, Red Helm Canada Ltd.
300 - 116 Albert Street
Ottawa, Ontario K1P 5G3
Phone: 1.866.230.5565
If you are not satisfied with our response, you may contact:
- Office of the Privacy Commissioner of Canada - priv.gc.ca |
1-800-282-1376
- Commission d'acces a l'information du Quebec (Quebec residents) -
cai.gouv.qc.ca
- Office of the Information and Privacy Commissioner for British
Columbia - oipc.bc.ca
- Office of the Information and Privacy Commissioner of Alberta -
oipc.ab.ca
================================================================================
ACKNOWLEDGEMENT AND CONSENT
================================================================================
By checking the box below on the form you are submitting, you confirm
that:
- You are the age of majority in your province or territory of
residence.
- You have received, read, and understood this combined document
consisting of the Advisor Disclosure Statement (Part A), Terms of
Use (Part B), and Privacy Statement (Part C) of Red Helm Canada Ltd.
- You agree to be bound by the Terms of Use in Part B.
- You consent to the collection, use, and disclosure of your personal
information as described in the Privacy Statement in Part C, for
the purposes described in section C3, including disclosure to the
insurance companies, MGAs, TPAs, TPPs, reinsurers, service
providers, and other parties listed in section C4.
- You acknowledge the licensing, compensation, conflict of interest,
and Affiliate Program disclosures set out in Part A, sections A2,
A6, A7, and A7a.
- You have the right to withdraw consent at any time, subject to
legal and contractual restrictions and reasonable notice, by
contacting our Privacy Officer at
[email protected]. Withdrawal of
consent may affect our ability to continue providing services to
you.
================================================================================
END OF DOCUMENT
================================================================================
