An Alternative to Government Health Insurance
If you are not covered by government health insurance because you have either lost it, are visiting Canada or are immigrating to Canada, there are options for you.
Affordable private health insurance is available for those who are not covered by government health insurance to cover visits to the doctor or emergency visits to the hospital.
Health Insurance Benefits
If you aren’t covered by government health insurance there are still affordable options. It’s important to have the right health insurance while you’re in Canada because you never know when an emergency can happen. Even though we have public hospitals, without the right insurance, a medical emergency can be costly. Private emergency health insurance could cover you for health services such as visits to the doctor, hospital stays,
Let us know if you have specific health insurance related visa requirements. We can offer plan that will comply with any of Canada’s visa requirements. Plan may include;
- Advanced payments to hospitals if it is required to secure your admission to treat sickness or injury
- Dispatch of doctors and specialists. If You need the care of a Physician or specialist, the insurance company will coordinate the appropriate dispatch.
- If You are hospitalized, medical staff from the insurance company will stay in contact with you and the attending physician caring for you.
- If You are hospitalized, the insurance company will provide appropriate medical condition updates to your family, employer and/or personal doctor.
How We Can Help
When shopping for health insurance, it’s important to choose the right provider. Every insurance provider has their area of strength and their specific risk appetite so if you manage to find the right company, they will be eager to insure you and their rates will show it. When you request a health insurance quote from us, we will send you a market research showing you rates from all the providers.
How Prices Are Determined
There are three main determining factors when pricing health insurance; age, the required level of benefits and whether any pre-existing health conditions require coverage. Generally, the older you get, the more expensive the health insurance but exceptions do exist.
Some plans will exclude coverage on pre-existing medical conditions but other will cover them if they have been stable for a predetermined period. These predetermined periods may vary by provider and so can the definition of stability. Some plans may even cover more recent medical complications, but these plans are approved on a case by case basis. If you’re medical status is complicated, it important that you speak with a qualified broker to find the right coverage.
We would be happy to provide advice as to which policy is the most suitable. For help determining policy suitability, please fill out out medical questionnaire.
Basic & Comprehensive Health Plans
- Doctors, Hospital, Specialists and more....
- Cover Pre-Existing Medical Conditions
- Numerous Providers Available
- Emergency Medical Services
Super Visa Medical Plans
- Monthly Payment Plans Available
- Up to 2 Years of Coverage Available
- Numerous Providers Available
- Emergency Medical Services
International Student Health Plans
- May Include Preventative Medicine
- May Cover Outside Trips
- Numerous Providers Available
- Emergency Medical Services
Our Insurance Providers
Call One of Our Agents
It may be easier for you to give us a call and explain to us your situation to see how we can help. If your health status is complicated it will save you time and energy to talk with a qualified broker