Definition
Claim: In Canadian insurance, a formal request made by the policyholder (or someone acting on their behalf) to the insurance company asking for payment or services as outlined in their insurance policy. It is triggered by a specific event—such as a car accident, house fire, medical treatment, or theft—that causes a loss or expense the policy covers. The insurer evaluates the details, verifies coverage, and determines how much—if any—money or assistance will be provided based on the terms of the policy.
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Disclosure
All quotes, products, and services are marketed and distributed by Red Helm Canada, an independent brokerage. Review our brokerage disclosure to find out more about who we are. While all effort is made to ensure accuracy, rates and plan details may be subject to review or change without prior notice. Rates are not guaranteed until final approval and confirmation from the insurance carrier. Plan eligibility is not guaranteed and may be subject to a medical questionnaire or other eligibility criteria. By submitting your information in our quote request form, you are accepting the terms and conditions of our website and are accepting that we communicate with you electronically for the purpose of solicitation.