More Information
Cooperation
Excluded Lines
Dashboard
Contracting
Commission
Cooperation
Living Benefits is an overlooked line of insurance business. Financial advisors and insurance brokers may be licensed but veering off their core business can be risky. For this reason, despite the need, market penetration is low for health insurance.
Our affiliate program helps licensed insurance agents participate in this market by providing resources to engage their clients. Our systems accounts for referrals and commission, while providing marketing tools and resources. Our team is well positioned to provide your clients with the right advice and product. Best of all, we pay you commission for the business you help generate.
Excluded Lines
Our affiliate system tracks the provenance of referrals with affiliate links, dedicated phone numbers, proper backend, client, and affiliate management systems. Affiliate brokers have the option to choose which products they you would like for us to solicit for sale and which they prefer us to refer back to them. Any opportunities we generate with the mutual client would abide by the preferences of the affiliate broker.
Licensed affiliates can piggyback on our digital marketing strategies by partnering with us. Our system is designed to generate leads and we will refer desired business back to brokers.
Dashboard
Your affiliate broker dashboard will give you control of how we collaborate then documents everything.
The same tracking goes into your referrals whether with your own affiliate link, or an affiliate phone number for elite producing affiliate brokers. You will be able to see everyone you have referred and the status of your referrals. You will be able to track every sale and monthly commissions. All your activity will be documented and available for download.
Contracting
Contracting is simple. Fill out the form below and provide all the requested information. Your application does not guarantee your approval to our broker affiliate program as we evaluate every relationship individually.
Upon acceptance you will receive an email from DocuSign to review and sign the application and contract digitally. You can anticipate your affiliate credentials and links within 5 business days.
Commission
Referral commissions is lifetime commission so as long as the referring advisor remains licensed and keeps their profile up to date, they will earn commission on the products that their referrals purchase.
An example of this is a referred Snowbird. They will purchase travel insurance for that year but will also likely purchase in future years. The referring advisor will receive commission when that Snowbird purchases coverage in year 2, 3 and every years there after.
This means that commission can accumulate passively
Licensed Affiliate Payouts
The more referrals you make, the more passive commission you earn! The following are our payouts
Extended Health Benefit Plans
5% FYC - Lifetime
Travel Insurance
6% FYC - Lifetime
Visitors to Canada Health Insurance
6% FYC - Lifetime
Expat Health Insurance
1% FYC - Lifetime
Life Insurance
25% FYC - Lifetime
Disability & Critical Illness Insurance
15% FYC - Lifetime
Group Benefits
5% FYC - Lifetime
Application
Disclosure and Privacy
Entering personal data on Red Helm Insurance is not only easy but also safe. Red Helm Insurance uses an Apache server with SSL (Secure Socket Layer) protocol, among the best Internet security software in the world. This security technology encrypts the personal information that you send us (including things like names, addresses, emails and telephone numbers), so it cannot be read by anyone as it travels over the Internet. We will evaluate and adopt new security technology as it becomes available. Click here to find out more information