This plan is presented and distributed by Red Helm Canada, an independent brokerage. Assess our Brokerage Disclosure Statement to better understand our business. There are no additional costs to purchasing your coverage through a broker (or advisor) though a licensed representative is compensated by commission. While all effort is made to ensure accuracy, plan descriptions on this website may not encompass all aspects of the contract and may be out of date, or incomplete. Rates and benefits may be subject to change, please refer to the contract for details. It is recommended that you speak with a licensed personal insurance broker prior to purchasing any plan. By submitting your information in our quote request form, you are accepting the Terms of Use of our website and are accepting that we communicate with you electronically for the purpose of solicitation. Let us know if you encounter a website malfunction, or anything that hinders your experience.