Health Benefit Plans
Having the right health benefits in place can mean access to preventative medicine. It's not life or death to visit the dentist for cleanings for example but doing so can save you time, money and a lot of personal hardship over the long term.
Catching a small muscular issue at a physiotherapist before it becomes chronic can be a game-changer but you need to fund that. Having your own personal benefits plan can mean you don't have to depend on an employer to access preventative medicine.